Business Loans for Cities and Towns Around Auburn, AL: Signing Cash, a Store Move, a Shorter Lease and ZIP Figures

Business owners in the cities and towns around Auburn, AL, among them Tuskegee, Dadeville, Lanett and Tallassee, can ask Hazelbridge Financial about working capital, equipment financing, a line of credit and other business funding by phone or the request form.

A shop owner behind the counter of a small plant shop.

Funding partners review each request and set any terms, and the phone number is the same in every place on this page.

In short

Owners in the cities and towns near Auburn, AL use one phone line and one request form. This page prices four lease situations with invented figures, including a real estate office covering a deposit and CRM software while commissions wait on closings, then gives ZIP figures for eight nearby places and names two more, in Lee, Chambers, Macon, Tallapoosa and Elmore counties.

Signing cash for a quick-service restaurant’s second location on an Auburn, AL commercial lease

A quick-service restaurant looking at commercial property for lease in Auburn, AL for a second location can start with the cash due at signing. The movable items the space needs come next, and they are a separate funding question.

Illustration only, invented figures: a space listed at $4,150 a month with a two-month security deposit needs $12,450 at signing ($8,300 of deposit plus the first month). The owner also wants a soft-serve machine and two self-order kiosks quoted at $23,900. As equipment financing at a 10.65% annual rate over 48 months, that package costs $613.65 a month, $29,455.20 in total and $5,555.20 of interest. Deposit and first-month rent are a cash need of the business, not equipment, so that part of the request belongs with a working capital loan or a draw on a line of credit.

ZIP 36830 had 68 limited-service restaurant establishments with paid employees in 2023 (ZIP Code Business Patterns, NAICS 722513). Counters, walls and wiring built into a leased space are property work outside this site.

How to lease retail space in Auburn, AL, with a relocation as the example

When a store relocates, leasing the new retail space is only part of the bill. For a few weeks the owner may pay two rents, hire movers and buy display fixtures that suit the new floor. Lee County, AL had 533 retail trade establishments with paid employees in 2023, 41.1% of them with fewer than five employees (County Business Patterns).

Illustration only, invented figures: a clothing boutique moving across Auburn, AL pays one overlapping month of rent at $2,700, $1,480 for movers and $6,950 for garment racks, glass display cases and a fitting-room mirror set, $11,130 in all. Spread over 12 months as a term loan at an 11.45% annual rate, that is $986.03 a month, $11,832.36 over the year and $702.36 of interest.

Before signing, set the old lease’s end date against the new one’s start date; every week of overlap is a week of double rent. The racks and cases are the business’s own and leave with it if it moves again.

Planning for a shorter lease term in Lee County, AL? Commercial lease checklist for a tenant

A tenant signing a shorter commercial lease in Lee County, AL can keep this checklist beside it, so the payments on anything financed do not outlast the space:

  • The month the lease term ends, next to the month of each loan’s last payment.
  • The deposit amount and when the landlord returns it.
  • Each scheduled rent step, by month.
  • The deadline for telling the landlord about a renewal.
  • Which equipment belongs to the business and moves with it.

Illustration only, invented figures: a physical therapy clinic on a 3-year lease wants $14,250 of treatment tables and electrical stimulation units. Matched to the lease with a 36-month loan at an 11.05% annual rate, each payment is $466.86 and interest totals $2,556.96. Stretched to 60 months at $310.18, the monthly cost drops by $156.68, the interest grows by $1,803.84, and 24 of the payments, $7,444.32 in all, fall after the lease has ended.

Physical therapy clinics fall within health care and social assistance, a sector that counted 321 employer establishments and 7,115 paid employees in Lee County, AL in 2023 (County Business Patterns).

Paying a lease deposit for an Auburn, AL real estate office? How to lease commercial office space

Commission gaps shape how a real estate office pays for new space: commissions arrive at closing, while the deposit, the first month’s rent and the annual CRM software bill come due when the lease is signed. Leasing commercial office space means planning for that wait.

Illustration only, invented figures: the office pays a $3,200 deposit, $3,200 for the first month and $3,780 for a year of CRM software, $10,180 together. If two pending closings are 52 days away, a line of credit draw for the $10,180 at a 12.9% annual rate costs $187.09 in interest over those 52 days (simple interest, 365-day year), repaid when the commissions are paid.

Lee County, AL had 197 real estate and rental and leasing establishments with paid employees in 2023, and 75.6% of them had fewer than five employees (County Business Patterns).

Loachapoka, AL, Notasulga, AL and Waverly, AL: three towns with land in Lee County, AL

Loachapoka, AL is a town inside Lee County, AL, and a business there reaches Hazelbridge on (334) 367-2243, the number Auburn, AL owners call.

Notasulga, AL is a town that sits partly in Lee County and partly in Macon County. ZIP 36866, which carries the Notasulga name, counted 184 paid employees and $9.6 million of annual payroll at its employer establishments in 2023, and 67.5% of those establishments had fewer than five employees (ZBP 2023). Nine of the ZIP’s employer establishments were in construction, more than in any other sector, and 77.8% of those nine had fewer than five employees. For a contractor that size, wages and a materials order can fall due while the customer’s payment is still out, a gap that a working capital loan can carry.

Waverly, AL is a town with land in Chambers, Lee and Tallapoosa counties. In ZIP 36879, which carries the Waverly name, 83.3% of employer establishments had fewer than five employees in 2023, and their annual payroll came to $8.99 million (ZBP 2023).

Cusseta, AL, La Fayette, AL and Lanett, AL: three Chambers County, AL places whose ZIPs differ widely in employer size

Cusseta, AL is a town in Chambers County, AL. ZIP 36852, which carries the Cusseta name, had the smallest share of very small employers among the ZIPs on this page: 30.8% had fewer than five employees in 2023. Manufacturing had the most establishments there, 9 (ZBP 2023), and a manufacturer weighing a machine quote can look at equipment financing.

La Fayette, AL is a city in Chambers County. Employer establishments in ZIP 36862, which carries the LaFayette name, had 1,034 paid employees and $44.1 million of annual payroll in 2023; retail trade had the most establishments, 21, and 52.4% of those stores had fewer than five employees (ZBP 2023).

Lanett, AL is another Chambers County city. ZIP 36863, which carries the Lanett name, had 34 employer establishments in other services (except public administration), 85.3% of them with fewer than five employees, while all employers in the ZIP together reported 2,663 paid employees and $124.3 million of annual payroll (ZBP 2023).

Tuskegee, AL, Dadeville, AL and Tallassee, AL: payroll and staff counts by ZIP

Tuskegee, AL is a city in Macon County, AL. Health care and social assistance had 19 employer establishments in ZIP 36083, which carries the Tuskegee name, and only 26.3% of them had fewer than five employees (ZBP 2023). In the 2020-2024 American Community Survey, 8.7% (±4.1) of Tuskegee’s employed residents were self-employed.

Dadeville, AL is a city in Tallapoosa County, AL. ZIP 36853, which carries the Dadeville name, counted 2,395 paid employees in 2023, and its employers reported $113.4 million of annual payroll. In that ZIP, 68.2% of the 22 construction establishments had fewer than five employees (ZBP 2023).

Tallassee, AL is a city with land in Elmore and Tallapoosa counties. ZIP 36078 counted 4,312 paid employees and $215.3 million of annual payroll at its employer establishments in 2023, and only 23.1% of the ZIP’s 13 manufacturing establishments had fewer than five employees (ZBP 2023).

Camp Hill, AL, a town in Tallapoosa County, AL, has the same phone line and request form as every other place here. For Auburn, AL itself, the Auburn, AL page has ZIP 36830 and Lee County figures.

By Hazelbridge Financial · Updated

A Note on ZIP Figures Around Auburn, AL

Why does this page use ZIP figures for Waverly, AL, a town in three counties?

Waverly lies in Chambers, Lee and Tallapoosa counties, so no single county count describes it, and this page uses ZIP Code Business Patterns for ZIP 36879 instead. Those figures place each employer establishment in a ZIP by its physical address.

Places on the Area Map in the Auburn, AL Region

Nearby places with notes for local owners.

  • Auburn, AL
  • Loachapoka, AL
  • Notasulga, AL
  • Waverly, AL
  • Cusseta, AL
  • La Fayette, AL
  • Lanett, AL
  • Tuskegee, AL
  • Dadeville, AL
  • Tallassee, AL
  • Camp Hill, AL

Payrolls, Staff Sizes and Self-Employment: Lee County, AL With ZIP 36830

  • 51,454

    Paid employees, Lee County, AL employers

    Workers on Lee County, AL employer payrolls in the pay period that includes March 12, 2023

    Source: County Business Patterns 2023
  • 17,195

    Paid employees, ZIP 36830

    Workers on the payrolls of employers with a ZIP 36830 address in the same 2023 pay period

    Source: ZIP Code Business Patterns 2023
  • 19.4%

    Lee County, AL employers with five to nine employees

    Share of Lee County, AL employer establishments in the five-to-nine-employee size class in 2023 (our arithmetic from the size classes)

    Source: County Business Patterns 2023
  • 8.3%

    Self-employed Lee County, AL residents

    Share of employed Lee County, AL residents 16 and over who work for their own business (margin of error ±1.0 points)

    Source: American Community Survey 2020-2024 5-year

A Lease Deposit or an Equipment Quote Near Auburn, AL?

Call (334) 367-2243 to go over the numbers, or send the request form to start.

(334) 367-2243

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